A dispute can arise at any moment.   With a neighbour, a contractor, your employer, a retailer or even… your own insurer. In those moments, the question isn't just "am I covered?" but above all "am I properly defended?" — and those are not the same thing at all. The "all-in-one" reflex: convenient, but potentially a trap Many Belgians take out legal protection as an add-on to their car, fire or family insurance. The argument is tempting: one point of contact, one premium, les

You dream of becoming a homeowner but your savings don't yet cover the purchase costs? Good news: there are financing solutions available today that allow you to borrow beyond the property price, without needing a large personal contribution. What is a 105% mortgage? A standard mortgage typically finances between 80% and 100% of the property value. A 105% mortgage goes further: it also covers part of the ancillary costs associated with the purchase — notary fees, registration

Reading the Markets with Perspective The past six months have been marked by financial markets that appear resilient on the surface, yet remain underpinned by structural dynamics that deserve close attention. While equity indices have generally been well oriented—sometimes even advancing—the broader economic environment remains more contrasted when one looks more closely at bond markets and monetary policy developments. In equity markets, performance has been partly concentra

Eugene Fama is renowned for his efficient market hypothesis (EMH), which argues that stock prices reflect all available information,...